Extra Cover options

 

Our pharmacy option allows you to claim back 50% on all of your prescribed drugs and medicines up to a maximum of €200. So for example, If your annual prescription costs were €400, you would receive reimbursement of €200 for the year.

This additional cover can only be added on contraction or renewal of the health insurance plan you contract.

There are no waiting times or exclusions with this option.  All insured parties on your policy must take the option.

The age limits are 0-75 years of age.

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

 

The work and traffic accidents option provides full medical assistance if you are either a driver or passenger in a traffic accident or if you suffer a work-related accident. This extra option can only be added on contraction or renewal of the health insurance plan you decide to take out. All insured parties on your policy are required to contract the option and the cover can continue up to 75 years of age. There are no waiting periods and no exclusions applied.

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

Our Worldwide cover option gives you 80%-90% reimbursement on all of your medical bills up to €300,000 using doctors and hospitals outside of the network both in Spain and worldwide. This extra option can only be added on contraction or renewal of the health insurance plan you decide to take out. The upper age limit that you can contract this option is 64 years of age.

Levels of Cover available: €50,000 / €100,000 / €150,000 / €200,000 / €300,000

 

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

 

 

The Income Protection extra option provides you with a subsidy of €60 per day, if you are hospitalised and is payable from the first day of hospitalisation. This additional cover can be added to your policy at any time during the life of the policy and can be taken on an individual basis. This cover is available to clients between the ages of 16 and 64. There is an 8 month waiting period and exclusions apply.

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

Alternative medicine is fairly new to private healthcare insurance here, however Sanitas are now offering an option that you can add to your policy. This allows you to choose which professional you use and covers both homeopathic consultations and products and also acupuncture treatments and equipment. The cost is €6 per person, per month on top of your policy premium and gives you 50% reimbursement of your costs, up to a maximum of €400 per year. A six month waiting period applies to this option.

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

This option allows you to reclaim 50% of the costs of 1 pair of prescribed spectacles or 1 set of contact lenses per year, up to a limit of €300.

(Reimbursement is for contact lenses and spectacle lenses only, it does not cover spectacle frames). The prescription must come from a Sanitas Ophthalmologist.

There is a six month waiting period applicable to this option and all people insured on your health policy must take the option. The cost is €5.50 per person, per month and children under the age of six are entitled to the cover free. You can add this option at any time. Also available on its own for €7.50 per person per month.

 

Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you'll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you'll get 50% back — that's €20 back in your wallet.


Get a quote and include this option with your chosen plan.

Our Accidental death option offers financial stability for you and your family when you need it most.

Receive a lump sum payment in the event of death or permanent disability due to an accident.

You choose the amount of cover, currently we have two plans available: €30,000 or €60,000

Gives you instant protection from the first day of the policy.

Age limits: 18 to 65 years.


Get a quote and include this option with your chosen plan.

Repatriation is an important aspect of cover for foreigners, as in many cases, repatriation cover is required to obtain a residencia or visa so you will be pleased to know that we have a new repatriation option. This will repatriate the insured person(s) to their country of origin in the event of their death within Spain. This also includes the costs of transferring the deceased from the international airport in their home country, to the town where burial will take place, with a maximum limit of $ 1,000 (as long as the town of burial is in excess of 30 km. from the international airport).

Passenger transfer to accompany the deceased is also included for one member of the deceased´s immediate family who is normally resident in Spain.


Get a quote and include this option with your chosen plan.