Optional Extras

The Sanitas Professional plan is specifically for self employed individuals who are already paying into the Spanish social security system. This plan provides you with 100% cover in Spain and access to all the facilities and specialists within the Sanitas network. It also comes bundled with dental cover and our work / traffic accident option. This plan is available with co-payments (Professional Plus) OR without co-payments (Professional) and you may choose additional services as part of your cover.

Please note: The Professional plan is NOT suitable for residency / N.I.E. or visa applications.

  • A great range of services: All medical and surgical specialties and access to diagnostic tests and therapies.
  • Personalised facilities: A private hospital room with facilities for a companion.
  • Technology: Access to the latest technology, including PET and TAC scans for more precise diagnosis of tumours.
  • Coronary angiography:  the latest technique for evaluating the condition of the arteries, which eliminates the need for more invasive tests.
  • Laser ORL: High precision surgery, permitting a more rapid recovery.
  • Breast reconstruction:  immediate breast reconstruction during an operation where the breast has been totally or partially removed, allowing aesthetic and Psychological benefits at the same time.
  • Emergency Medical Travel Assurance: In collaboration with Europ Assistance, with a cover of up to €12,000 per person, per claim.
  • Preventative medicine and family planning programmes.
  • Access to top psychologists with individual treatment.
  • Maternity and Paediatrics.
  • Sanitas 24 hours: With only one call you can speak to medical professionals regarding any doubts or questions you might have about your health or your family´s health.
  • Sanitas responds: An exclusive Pathology service for chronic illnesses and other special ailments, attended by specialised doctors.
  • Health services: for all Sanitas clients, access to services such as Reconstructive Surgery, Aesthetic Solutions, Assisted Reproduction and medical checkups, with very beneficial prices.  For more information call 951 255737.


Professional Plan offers you benefits adapted to your work and to your lifestyle:

  • Discounts of up to the 30% on contracts.
  • The option to include your family, who will receive all the same benefits and  with no maximum limit on the number of members.
  • An additional discount of up to 4% if you pay your premium by a one-off annual payment.
  • Tax relief on amounts of up to €500 per person, per year.

New cover:

Sanitas also offers the best extra options in health insurance:

Pharmacy Cover:
Cover is available for the reimbursement of the cost of medicines and drugs prescribed by Sanitas doctors.  This facility may also be extended to your spouse and children, in the same policy. 

You have the option to take additional dental cover, with access to many dental treatments included.   

What is covered?

  • All medical and surgical specialties and access to diagnostic tests and therapies.
  • Medical assistance in over 517 hospitals and the best professional help from our own medical centres and hospitals.
  • Clients are provided with a private room plus a bed for a companion, without a limit on the length of the stay, except in the case of psychiatric problems and in intensive care units.
  • Medical assistance is provided for foreign travel up to the limit of €10,000 per person, per claim.
  • Cover in the USA in collaboration with United Health Care.
  • Second opinion: As a Sanitas client you can ask for a second opinion in the case of serious illnesses requiring a programme of treatment.
  • Psychology: the ability to access the top specialists for individual treatment, including mental health disorders such as anorexia, stress, insomnia and for marriage guidance.

Primary Health Care

  • General health care
  • Paediatrics
  • Nursing services including the fitting of IUDs

Specialties included:

  • Allergies / immune system
  • Human Pathology
  • Anaesthesia and Resuscitation
  • Angiology
  • Digestive System medicine
  • Cardiology
  • Cardiac Surgery
  • Digestive System surgery
  • Oral and Maxillofacial Surgery
  • Paediatric surgery
  • Reconstructive and Plastic Surgery
  • Thoracic Surgery
  • Dermatology
  • Diagnostic Imaging
  • Endocrinology
  • Care of the Elderly
  • Gynaecology
  • Haematology
  • Hemotherapy
  • Internal Medicine
  • Nuclear Medicine/Radioactive Isotopic Medicine
  • Nephrology
  • New Born Pathology
  • Neurology
  • Obstetrics (Midwifery)
  • Odontaoestomatologia
  • Ophthalmology
  • Oncology
  • Ear, Nose and Throat Medicine
  • Colorectal Surgery
  • Psychiatry
  • Rheumatology
  • Trauma/Orthopaedic Surgery
  • Urology
  • Doctors, surgeons and consultants


  • Medical
  • Paediatric
  • Psychiatric
  • ITU
  • Surgical
  • Obstetric


  • Aerosol therapies and ventilotherapy
  • Kidney dialysis
  • Lithotrity of the bladder
  • Speech therapy
  • Oxygen therapy
  • Radiotherapy
  • Rehabilitation
  • Treatment for pain

Other services

  • Ambulance
  • Chiropody/Podiatry
  • Prosthesis
  • Salary Protection Cover
  • Temporary Incapacity Cover
  • Dental Cover
  • Pharmacy Cover

No. The Professional plan will only cover you inside of Spain and its Islands

Co-payments are like excesses and they are the amount that you must pay for certain services. The Professional plan comes in 2 flavours: with co-payments and without co-payments. Co-payments are settled every 3 months on your account. The following illustration below details the co-payments for the Professional plan.

Co-payments are like excesses and they are the amount that you must pay for certain services. The Professional plan co-payments is listed below. Co-payments are settled every 3 months on your account.

Services used

In instances where you require a course of services these are charged at special rates with a one off payment of €12. These include:

  • Physiotherapy (10 treatment sessions)
  • Oxygen Therapy (30 days)
  • Aerosol Therapy (15 days)
  • Ventilotherapy (15 days)
  • Antenatal Care

    Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Professional plan. If you have declared any pre-existing medical conditions on your application for the Professional plan one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.

    Yes. The Professional plan covers antenatal care and childbirth. However, the member must not have become pregnant before the policy begins.

    The Professional plan comes bundled with Dental 21. For more details on this policy please click here

    The waiting periods for the Professional plan are illustrated below:

    Waiting Periods
    All vital emergencies
    Ambulatory surgery
    3 months
    6 months
    6 months
    Cobalt therapy
    6 months
    Radioactive Isotope therapy
    6 months
    MRI scans
    6 months
    Nuclear medicine
    6 months
    Radio Neuro surgery
    6 months
    Bone Densitotherapy
    6 months
    6 months
    High tech diagnostic tests
    6 months
    Temporary incapacity
    8 months
    Hospitalisation (inpatients)
    8 months
    Hospitalisation (day patients
    8 months
    Hospitalisation (childbirth)
    8 months
    Bariatric surgery
    70 months


    Initially you may contract this policy up to age 74. There is no upper age limit to remain covered, once contracted.

    For all members that are 75+ years of age a one-off joining fee applies and a medical report to be issued by your current G.P. is required.

    Payment Frequency
    Annual payment
    Bi-annual payment


    All our network policies come with additional options so that you can customize your policy

    With Sanitas Professional and all our network policies there is the option to choose additional services for a small extra premium to give a more comprehensive level of cover which is personalised to you and your family as follows:

  • Worldwide Reimbursement option: Gives you 80% reimbursement for your medical bills up to a limit of €150,000 worldwide.
  • Temporary Incapacity Cover: The option to receive a daily subsidy when the policy holder is temporarily unable to work due to ill health (from 16-64 years)
  • Work related and traffic accidents: Cover in emergency situations.
  • Sanitas Subsidy: Sanitas will pay an indemnity for each day that the insured is hospitalised.
  • Pharmacy cover: Providing 50% reimbursement of the total cost of drugs and medicines prescribed for your treatment by Sanitas and for assistance with said treatment. (Limit €200 per person, per year).
  • Sanitas Sport: Access to the top specialists in Sports Medicine, including treatment and prevention of lesions, rehabilitation and medical checkups for all professional sports.
  • Cover in the USA: Receive complete medical assistance while in the USA. (with pre-authorization and recommendation from Sanitas whilst in Spain with a limit of €30,000.
  • Telephone advice programmes: Assistance programmes including psychology, nutrition, quitting smoking and prevention of age-related dementia.
  • (1) Premiums valid until 31/03/2018. all premiums vary slightly depending on the age and location of the insured. ( * ) Terms and Conditions Apply