Optional Extras

The HealthPlan Classic is specifically geared towards expats currently living in Spain (and its islands) or for those planning a move. We have a nationwide network of multi-lingual doctors, specialists and hospitals, all of which are available to assist with outpatient visits, as well as inpatient treatment and surgery. This plan is a comprehensive all round policy which includes co-payments (small excesses) to keep the premiums as low as possible.

The HealthPlan Classic is also suitable if you are thinking of transferring your cover from BUPA U.K. or BUPA Global. For more information on BUPA transfers please click here.

Please note: the HealthPlan Classic is NOT suitable for residency / N.I.E. or visa applications. If you need a policy for these purposes please see the Mas Salud plan.


gtChoose from a wide range of professionals.

gt100% cover of medical fees, access to over 27,200 specialists and 517 private centres throughout Spain.

gtMulti-lingual client helpline including fluent English operators.

gtPolicy documents in English with your own guide to which doctors within the Sanitas network speak English.

gtEmergency medical attention provided up to €10,000 per person, per claim.  This is provided in conjunction with Europ Assistance and you will be provided with a dedicated emergency telephone number to call for assistance, when travelling outside Spain.

gtGet all tests under the same roof.



What is covered?

  • Affordable health care: from only €38.08* per month you will have access to a complete health plan.
  • Travel assistance: Up to €10,000 per person, per claim whilst travelling outside of Spain, worldwide, in collaboration with Europ Assistance.
  • Primary Health Care: General Medicine, Paediatrics, Nursing Service and emergencies.
  • Access to all specialties: Orthopaedic surgery, Ophthalmology, Obstetrics, Gynaecology, Dermatology, General Surgery and Digestive System Surgery.
  • Diagnostic and Therapeutic Tests: Clinical Analysis, Human Pathology, Aerosol Therapy, Ventilotherapy and Chemotherapy.
  • Basic Dental Cover: including basic checkups, x-rays, extractions and yearly teeth cleaning. All other services carry a 40% discount to market price and are applicable if you contract the full dental cover.
  • Hospitalisation within our own wide range of medical centres and hospitals, all of which are equipped with state-of-the-art technology, such as La Zarzuela hospital, Sanitas La Moraleja Hospital and the Millennium Centres.  These offer both clinical excellence and specialised and personalised treatment.
  • Second medical opinion: when suffering from a serious illness such as cancer,  your diagnosis will be sent for a second opinion from top professionals.
  • ORL Laser Treatment: a more precise form of surgery which results in a faster recovery time for the patient.
  • Monofocal intraocular lens:  this treatment is available for cataract surgery (only available if the treatment has been prescribed by a specialist within the Sanitas network of doctors).


  • A comprehensive level of cover, with 100% cover of medical expenses, using our Sanitas network of professional doctors and hospitals.  There are 28,000 specialists and 527 private Sanitas Centres available throughout Spain.
  • We speak your language:  use of our special network of doctors speaking English, German and Spanish.
  • Multi-lingual client help line – you can obtain assistance in English or Spanish for any queries in relation to your Sanitas Health Policy.
  • Documents are in English and Spanish: the General Conditions and the Private Conditions of your policy are all available in both languages
  • Preventative Medicine Programmes: such as the Mother & Baby Programme and the Family Planning Programme.
  • PET/CAT:  advanced technology to obtain more precise diagnosis for tumours.
  • Dental Supplement discounts:  you have the option to take additional dental cover, with access to many dental treatments.  Some services are free of charge and the remainder come with up to a 40% discount.
  • Additional health services: when you are a member of Sanitas you will have access to services such as laser excimer, aesthetic solutions, assisted reproduction or medical check-ups at very beneficial prices.  For more information call + 34 952 835 600.
  • Exclusive attention from the Sanitas hospitals and centres, where you can attend consultations or undergo diagnostic tests, all in one centre and using the latest technology.
  • Service Authorisation: The consultation process is now fast and simple as it is no longer necessary to obtain authorisation for the majority of services provided by Sanitas.
  • Sanitas responds: there is a free, personalised health advice and support hotline for people with a medical condition that requires regular follow-ups or ongoing care.
  • Sanitas welcome: a 24-hour service hotline to simplify the processing of claims.
  • SMS Service: this is now available to remind you of your next visit to your doctor, for your vaccinations, or to advise you of the pharmacists doctors and hospitals closest to you.


Specialties included:

  • Allergies / immune system
  • Human Pathology
  • Anaesthesia and Resuscitation
  • Angiology
  • Gastroenterology
  • Cardiology
  • Cardiac Surgery
  • Gastric Surgery
  • Oral and Maxillofacial Surgery
  • Paediatric surgery
  • Reconstructive Plastic Surgery
  • Thoracic Surgery
  • Dermatology
  • Diagnostic Imaging
  • Endocrinology
  • Care of the Elderly
  • Gynaecology
  • Haematology
  • Hemotherapy
  • Internal Medicine
  • Nuclear Medicine/Radioactive Isotopic Medicine
  • Nephrology
  • New Born Pathology
  • Neurology
  • Obstetrics (Midwifery)
  • Odontostomatology
  • Ophthalmology
  • Oncology
  • Ear, Nose and Throat Medicine
  • Colorectal Surgery
  • Psychiatry
  • Rheumatology
  • Trauma/Orthopaedic Surgery
  • Urology
  • Doctors, surgeons and consultants


  • Medical
  • Paediatric
  • Psychiatric
  • ITU
  • Surgical
  • Obstetric


  • Aerosol therapies and ventilotherapy
  • Kidney dialysis
  • Lithotrity of the bladder
  • Speech therapy
  • Oxygen therapy
  • Radiotherapy
  • Rehabilitation
  • Treatment for pain

Other services

  • Ambulance
  • Chiropody/Podiatry
  • Home Call Out
  • Prosthesis


With Network policies like the Classic & Complete plans as well as the Primero, Mas Salud and the Professional plans you´ll have access to the entire Sanitas Network:

With more than 40,000 medical professionals and 700 health care centers in the whole of Spain. A comprehensive national network of hospitals and centers exclusive to members only, equipped with the most modern medical technology:

  • The Sanitas La Moraleja Hospital La Zarzuela in Madrid.
  • The SUMMIT centre in Barcelona.
  • 17 new Milenium Medical Centers have already opened in the the final quarter of this year.
  • More than 110 Milenium centers already launched in 2013.
  • Extensive network Spain Wide

Co-payments are like excesses and they are the amount that you must pay for certain services. The Classic plan comes with co-payments as detailed below: Co-payments are settled every 3 months on your account.

€24 (per stay)
Home emergencies
Hospital emergencies:
Sanitas 24 hours:

Intraocular monofocal lens:

All other services:


Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Classic plan. If you have declared any pre-existing medical conditions on your application for the Classic plan one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.

Yes. The Classic plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.

Waiting Periods
All vital emergencies
Outpatient surgery
3 months
High tech diagnostic tests
6 months
Other therapeutic methods
6 months
6 months
Sterilisation / Vasectomy
8 months
Hospitalisation (incl. childbirth)
8 months
Hospitalisation with surgery
8 months
Bariatric surgery
70 months


The standard contractual age is up to 74 years. From 75 years of age a one-off surcharge will be made when initially contracting the Classic Plan. There is no upper age limit for maintaining your health cover, once contracted.

The Classic plan comes with the following discounts based on the payment frequency of your policy.

Payment Frequency
Annual payment
Bi-annual payment


The Classic plan does offer a basic level of dental cover (not full dental cover). This includes consultations, x-rays, annual teeth cleaning and diagnostics. If you need a more comprehensive level of dental insurance then our full dental policies can offer you more services at very good premium levels. Click here for more details

*Prices vary depending on age and location. Terms and conditions apply.