Sanitas Health Insurance in Spain offers the best private medical insurance for individuals, families, students, and retirees living in Spain. Whether you're applying for residency, a visa, working remotely, or simply seeking faster access to care, Sanitas makes it simple.
With plans tailored to suit different needs and budgets, you can choose Spanish health insurance with or without co-payments and include extra options (add-ons) such as worldwide reimbursement cover.
You’ll get access to over 58,000 medical professionals, a nationwide network of hospitals and clinics, plus digital features including 24/7 video consultations and digital health programmes through the MiSanitas app. Peace of mind, personalised service — all backed by Bupa.
The Benefits of Choosing Sanitas
A name trusted across Spain: With over 2.4 million members, Sanitas is the oldest and most established provider of private medical insurance in Spain. Backed by Bupa, we bring international standards to Spanish healthcare.
Fast tracked care and shorter waiting times: Choose Sanitas to avoid delays in accessing specialists, diagnostic tests, or hospital treatment. You’ll get private healthcare in Spain where and when you need it.
Flexible plans to suit your lifestyle: You can personalise your cover — whether you want a policy without co-payments, full hospital access, primary health care only, or extras like repatriation and pharmacy reimbursement, you can personalise your plan.
Digital tools & remote services: Access GPs and specialists via 24/7 video consultations through the MiSanitas app, manage documents, schedule appointments and track out of network claims online, with ease.
Mental health and cancer support: Plans include psychological care, therapy referrals, and comprehensive cancer cover from diagnosis through to recovery.
Private health insurance in Spain designed for everyone
We offer a range of flexible health insurance plans to suit your needs. Choose from fully comprehensive cover with reimbursement options, or opt for a more affordable policy that includes just the cover you require. Whether you prefer a plan with or without co-payments, we have options to match your lifestyle and budget.
Sanitas offers the best health insurance in Spain, with a variety of plans built to support your personal situation — whether you're applying for a visa, relocating, or just looking for more control over your healthcare.
Each policy includes essential cover, optional extras (add-ons), and smart digital features to make life easier. Choose from economical options with co-payments, or go fully comprehensive.
Looking to switch your private health insurance in Spain?
It’s easy to move your cover to Sanitas. You’ll get all the benefits listed above including access to our medical network, digital tools, and policy flexibility — even if you're switching from another provider.
Switch your health insurance
Switching to Sanitas private health insurance in Spain is simple — and you won’t need to restart qualification periods for most services.
Join over 2.4 million members and start using your cover right away, with the exception of childbirth, which carries an 8-month qualification period.
We offer three levels of cover to match different needs and budgets. Reduced Cover includes GP care, basic specialists, and emergencies. Standard Cover adds hospitalisation, surgery, and wider access to specialists. Enhanced Cover gives you our most complete package - so you can include optional add-ons like international cover, repatriation and pharmacy reimbursement.
Reduced Cover
Keep costs low with essential protection
Basic outpatient consultations
Outpatient surgery (Avanza only)
Diagnostic tests
Access to 58,000+ professionals and Sanitas-owned clinics
24/7 digital consultations
Ideal for healthy individuals who rarely use medical services
Standard Cover
Included in all comprehensive policies
GP and specialist consultations
Diagnostic tests (X-rays, MRIs, bloodwork etc.)
Hospitalisation and surgery
Emergency care across Spain
Emergency travel assistance worldwide
Access to 58,000+ professionals and Sanitas-owned clinics
24/7 digital consultations
Preventative care, paediatrics, and routine checkups
Enhanced cover
Upgrade your plan for more benefits
Dental cover (included in most plans or available as an add-on)
Worldwide reimbursement
Work and traffic accident protection
Access to out-of-network specialists
Pharmacy reimbursement (50% up to €400/year)
Accidental death
Repatriation
What's covered
GP consultations and medical specialists
Diagnostic tests, imaging and basic scans
Hospitalisation or primary healthcare depending on the policy chosen
Emergency medical care in Spain
Outpatient treatments and follow-ups
Digital services including 24/7 video consultations
What’s not covered
Pre-existing conditions unless disclosed and accepted
Chronic illness management (except cancer)
Childbirth during the 8-month qualification period
Cosmetic surgery
Pre-existing conditions not declared during application
Experimental or non-approved treatments
Wellbeing Services Included in Your Sanitas Cover
MiSanitas App
Manage your health from your phone — book appointments, access documents, and get medical help via chat or video.
Digital GP
Access to video consultations with GPs and specialists.
Mental Health Support
Access to psychologists and therapy sessions when you need them. Includes cover for anxiety, depression and more.
For general medicine and pediatric care without an appointment.
Cancer Support
Full cancer care is covered — and additional services are available to support you during treatment.
Frequently Asked Questions About Health Insurance in Spain
If you’re new to Spain or exploring your options, we’re here to make things easier. Find clear answers to common questions about private health insurance — and discover which Sanitas plan works best for you.
Is Sanitas insurance valid for Spanish residency or visa applications?
Yes. We have a range of health insurance policies that meets the legal requirements for Spanish residency, including NIE and long-stay visa applications. That means full coverage with no co-payments, hospital care included, and the documents you’ll need for your appointment.
Is support available in English?
Yes. From sign-up and paperwork to customer service, everything is available in English. We’re here to help you feel confident in your cover — even if your Spanish isn't perfect yet.
How quickly can I get covered?
Most policies are approved the same day. Once accepted, you'll receive your digital documents straight away — also ideal if you’re applying for a visa or have an upcoming residency appointment.
How much does Sanitas health insurance cost?
Prices start from around €1.10 per day, depending on your age, location, and the level of cover you choose.
A few things that affect your premium:
Your age and where you live – Premiums tend to be lower for younger adults and may vary by region.
Pre-existing conditions – These don’t always exclude you, but a “sobreprima” (risk-based surcharge) may apply based on your medical history.
Type of plan – Policies with co-payments are typically lower priced, while plans without co-payments or with extras (add-ons) included such as accidental death cover cost a little more.
International coverage – Choosing to include cover outside of Spain can increase your monthly premium. You can get a personalised quote in less than a minute.
