Professional Plan - Sanitas Health Plan Spain

Cover & Services

Cover & Services of Sanitas Professional

The Sanitas Professional plan is specifically for self employed individuals who are already paying into the Spanish social security system. This plan provides you with 100% cover in Spain and access to all the facilities and specialists within the Sanitas network. It also comes bundled with dental cover and our work / traffic accident option. This version of the Sanitas Professional plan comes with co-payments and you may choose additional services as part of your cover.

Please note: The Professional plan is NOT suitable for residency / N.I.E. or visa applications.

Coronavirus (COVID-19): Coronavirus (COVID-19) is fully covered on this policy. For more information please click here
Medical Fees: 100% cover of medical fees
Choose Service Provider: Choose from a wide range of service providers - access to over 50,000 specialists and 700 private centres throughout Spain.
Online Account: Your own online account where you can find doctors / hospitals / specialists within the Sanitas network who speak your language.
Multi-lingual Support: Multi-lingual member support both online and over the telephone.
Policy Documents: Policy documents are available in English / Spanish / German / French.
Tax Relief: Tax relief on premiums up to €500 per person.
Extensive Network: With Sanitas you have access to an extensive network made up of top professionals covering every aspect of your health, offering the best treatment and medical services available in Spain.

What is covered?

Primary Healthcare + hospitalisation: Including general medicine, nursing services, emergencies.
Access to all medical and surgical specialties: cardiology, dermatology, endocrinology, traumatology, gynaecology, ophthalmology, oncology, psychiatry etc.
Surgery: Inpatient and outpatient
Diagnostic tests and therapies: Clinical analysis and tests including antenatal care, MRI/CAT scans, ultrasound, x-rays, endoscopies, mammograms, smear tests etc.
High tech therapies: including rehab, cancer treatments, respiratory, radiotherapy, speech therapy etc.
Psychology services.:
Single Room: A single room with a bed for your visitor when hospitalised (except for Psychiatric hospitalisation).
Travel Assistance: in collaboration with Europ Assistance - up to a limit of €12,000 per person, per claim. More information
Work / traffic accidents:
Dental cover: with Dental 21 you receive 30 services free including checkups, x-rays, simple extractions and yearly teeth cleaning. If you need more comprehensive dental cover we have a range of options for you to choose from..

Extra Options

Included free with this plan:

Work / Traffic accidents Guarantees medical assistance if you are in a work or traffic accident. (FREE)
Dental21 Gives you 30 different dental services and a discount of 21% for all other services. (FREE)
Temporary incapicity (FREE)

Optional Extra Options

That can be added to this plan:

Pharmacy Get 50% off your pharmacy costs. (must be taken by all insured)
Accidental death €30,000 - €60,000 Provides you or your family with compensation of €30,000 or €60,000 in case of death or permanent disability resulting from an accident. (can choose which insured have the option)
Optical Receive 50% reimbursement on your contact lenses and spectacle lenses every year when prescribed by a Sanitas optician. (must be taken by all insured)
Optical individual Receive 50% reimbursement on your contact lenses and spectacle lenses every year when prescribed by a Sanitas optician. (can choose which insured have the option)
Repatriation Cover to repatriate you (+ 1 member of your existing family or a friend) to your country of origin in case of death. (must be taken by all insured)
Income protection Provides €60 per day for out of pocket expenses in case you are hospitalised. (can choose which insured have the option)
worldwide reimbursement 50k - 300k Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
Premium dental (without co-payments) Gives you 58 different dental services including fillings and reconstruction plus a discount of 40% for all other services. (must be taken by all insured)
Dental (without co-payments) Gives you 60 different dental services plus a discount of 40% for all other services. (must be taken by all insured)
Dental Milenium (without co-payments) Our Milenium dental plan includes 30 different services plus a discount of 40% for all other services (must be taken by all insured)

FAQ

Is Corona virus (COVID-19) covered on this policy?: Coronavirus (COVID-19) is fully covered on this policy. For more information please click here

Can I use the Sanitas Professional plan outside Spain?: Yes. In an emergency you can use your travel assistance cover up to €12,000 per claim.

What is a Network policy?: A network policy requires you to use doctors, hospitals and dentists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased this policy.

What are co-payments and how much are they for the Sanitas Professional plan?: Co-payments are like excesses and they are charged for each service you use. This version of the Sanitas Professional plan has no co-payments.

What are pre-existing conditions and how do they apply to the Sanitas Professional plan?: Pre-existing conditions relate to previous pathologies prior to the date of you contracting this policy. If you have declared any pre-existing conditions on your application then one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.

Does the Sanitas Professional plan cover antenatal care or childbirth?: Yes. The Sanitas Professional plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.

What are qualification periods and how do they apply with regard to the Sanitas Professional plan?: Treatments

Qualification Periods

All vital emergencies

immediate

Outpatient surgery

3 months

Radiotherapy

6 months

Chemotherapy

6 months

Cobalt therapy

6 months

Radioactive Isotope therapy

6 months

MRI scans

6 months

Nuclear medicine

6 months

Radio Neuro surgery

6 months

Bone Densitotherapy

6 months

Psychology

6 months

High tech diagnostic tests

6 months

Temporary incapacity

8 months

Hospitalisation (inpatients)

8 months

Hospitalisation (day patients)

8 months

Hospitalisation (childbirth)

8 months

Bariatric surgery

70 months

Is there an age limit on becoming a Sanitas Professional member?: Initially you may contract this policy up to age 74. There is no upper age limit to remain covered, once the policy is in force.

Are there any discounts as a Sanitas Professional member?: Payment Frequency

Discount

Annual payment

4%

The Sanitas Professional plan mentions something about dental, what dental cover is included with this plan?: The Sanitas Professional plan comes bundled with Dental 21. For more details on this free option please click here

Can I add comprehensive international cover to the Sanitas Professional plan?: Yes. Please click the "extra options" tab to see international options available with this plan.

Is repatriation to my country of origin included?: No.

What documents do you need from me?: We will need to see your last receipt of payment for your social security, we will also need you to complete the online application form.

Terms & Conditions

Premium from €68,15: Premiums valid during the first year for all new members with effective date from 01/02/2023 to 31/01/2024 (except those with a start date of 01/01/2023). All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 75 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.

Sanitas Professional

Cover & Services of Sanitas Professional

What is covered?

Extra Options

Optional Extra Options

FAQ

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