Sanitas Dental Insurance in Spain

Sanitas dental insurance in Spain costs from €12,20 a month and is arranged in English by our authorised Sanitas agency. There are no waiting periods and no pre-existing condition exclusions, so you can use the cover from day one.

  • Children under 6 included free
  • 210+ Milenium dental clinics, 2,000+ dental professionals
  • No upper age limit on contracting any plan

Get a dental quote

Get a dental quote

What is Sanitas dental insurance?

Sanitas dental insurance is private dental cover in Spain from Sanitas, part of the Bupa group. There are five paid-for plans from €12,20 a month, and Sanitas Dental 21, with more than 40 services included, comes free with certain Sanitas health plans. The paid-for plans have no waiting periods, no upper age limit and no premium for children under 6.

Sanitas dental insurance gives you fast, affordable access to the largest private dental network in Spain. With every plan you pay a fixed monthly premium, with no waiting periods and no exclusions for pre-existing conditions, so you can use your cover from day one. Use the network dental clinics for treatment under your plan, and pay set, pre-agreed prices on treatments outside the included services list. Children included on a parent’s policy pay no premium until they turn 6. Plans run on a 12-month minimum contract and renew annually.

We are an authorised Sanitas agency with an English-speaking team, so the cover, the tariffs and any questions are all handled in English. Every paid-for plan can be bought on its own, and the Sanitas Mas Salud, Professional and Residents Visa health plans let you add dental cover at a discounted monthly price per person.

Sanitas dental insurance at a glance

  • How it works: Sanitas dental insurance is a network dental plan in Spain with a fixed monthly premium, no waiting periods and no pre-existing condition exclusions.
  • Included treatments: Sanitas dental plans each include a set list of 30 to 58 everyday treatments at no extra charge, such as consultations, cleanings and x-rays.
  • Up to 40% off the rest: Sanitas dental plans set pre-agreed prices for treatments outside the included list, paid direct to the dentist with a Sanitas dental discount of up to 40% already applied.
  • €3 co-payment: Sanitas Dental Milenium with co-payment and Sanitas Dental Premium with co-payment charge €3 per day of visit, however many services are used that day. Sanitas Dental charges €3 per service used.
  • No upper age limit: Sanitas dental plans have no upper age limit, and children under 6 on a parent's policy pay no premium until they turn 6.
  • Sanitas Dental 21 free: Sanitas Dental 21 is free with all Sanitas Mas Salud plans, the student plan, the Residents Visa plan and Sanitas Professional (no co-payment). It gives you more than 40 services plus 21% off everything else.
  • Clinic network: Sanitas Dental Milenium plans are restricted to the 210+ Milenium dental clinics; other Sanitas dental plans can use any clinic in the Sanitas network.
  • Arranged in English: HealthPlan Spain is an authorised Sanitas agent (agent code 22395) in Marbella that arranges every Sanitas dental plan in English, at the same price as buying direct from Sanitas.

Why Sanitas dental insurance

Why people pick Sanitas dental insurance

No waiting, no pre-existing exclusions

Use the cover from day one of the policy. Treatment for conditions you already have when you join is included under the standard policy terms.

Children under 6 free

Any child under 6 included on a parent’s policy pays no dental premium. The premium starts when they turn 6, set at the rate in force on that date.

No upper age limit

Sanitas does not cap the contracting age on dental plans. Take a plan out at any age and stay insured for life with annual renewal.

Largest dental network in Spain

210+ Milenium dental clinics nationwide, plus a wider network of more than 2,000 dental professionals (excluding the Dental Milenium plan).

Routine care included

Every plan covers a set list of 30 to 58 everyday treatments at no extra charge - consultations, cleanings, x-rays and basic dental work - so most regular visits cost nothing beyond your premium.

Set, pre-agreed prices

The 2026 rate cards spell out the price for every procedure outside the included list, with the dental discount already applied. No surprises at the chair.

How much does dental insurance cost in Spain?

Entry prices for new customers. Net premiums per insured, with a 0,15% Consorcio de Compensacion de Seguros surcharge added.

Sanitas Dental Milenium

With co-payment

From €12,20 / month

Cheapest entry

  • Cheapest entry into Sanitas dental cover
  • Same Milenium clinic network as the no co-pay version
  • €3 per day of visit, no matter how many services are used
  • Sensible pick if you visit the dentist now and again

Sanitas Dental Milenium

No co-payment

From €14,25 / month

No co-payment

  • 30+ services included for prevention and routine care
  • Use through 210+ Milenium dental clinics
  • Up to 40% off everything outside the included list
  • No co-payments

Sanitas Dental Premium

With co-payment

From €19,90 / month

Best value

  • Same 58 services as Premium without co-pay
  • Lower monthly premium
  • €3 per day of visit, no matter how many services are used
  • Best value if you visit the dentist a few times a year

Sanitas Dental

With co-payment

From €19,95 / month

Health-plan supplement

  • 50+ services included with broad cover
  • Up to 40% off everything outside the included list
  • Free with Sanitas Mas 90, Mas 90 Plus & Premium 500 (or a supplement on other plans)
  • Co-payment of €3 per service used

Sanitas Dental Premium

No co-payment

From €22,90 / month

Most comprehensive

  • Most comprehensive cover, 58 services included
  • Up to 2 fillings or reconstructions a year, no charge
  • Milenium clinics + 2,000+ dental professionals
  • No co-payments

Already on a Sanitas Mas Salud, student, Residents Visa or Professional (no co-payment) plan? Sanitas Dental 21 is included free, more than 40 services plus 21% off everything else. On the Mas Salud, Professional and Residents Visa plans you can still add a higher dental tier for more cover: see what changes by plan.

Existing Sanitas health or dental customers get €100 off the annual premium of Sanitas pet insurance for dogs and cats when the pet's registered owner holds the policy.

Want the full breakdown?

See every feature of the five paid-for Sanitas dental plans side by side - services included, co-payments, network, free treatments and more - then pick the two or three you are weighing up.

Find your nearest Milenium dental clinic

210 Sanitas Milenium dental clinics across Spain on one map, with ratings, opening hours and directions. Covered from €12,20 a month.

Do you need dental insurance in Spain?

Dental care in Spain is almost entirely private. The public health system (Seguridad Social) covers little more than emergencies, extractions and basic care for children, so most people pay a private dentist directly for check-ups, cleanings, fillings, crowns and orthodontics.

A Sanitas dental plan includes the routine visits and fixes the price of everything else at set Sanitas network rates. Our guide to whether dental insurance is worth it in Spain lists typical private prices for each treatment and shows how the cover pays off.

Families usually get the clearest benefit, because children under 6 are added free and tend to need regular check-ups as their teeth come through. Taking out a health plan for a Spanish visa or for residency as a European Union citizen? The Sanitas Mas Salud and Residents Visa plans already include Sanitas Dental 21 at no extra charge, and you can add a higher dental tier on top.

How Sanitas dental insurance works

  • Network model: Sanitas dental plans use a network model: you pay a monthly premium and use the cover at any dentist in the Sanitas network. There is no reimbursement for out-of-network treatment.
  • Two service types: (1) Services included in your policy at no extra charge - consultations, cleaning, x-rays, basic surgery and so on; and (2) services with a charge, where you pay a set, pre-agreed price direct to the dentist with the Sanitas dental discount already applied.
  • Co-payment, when it applies: With the WC (with co-payment) variants you pay €3 per day of visit, regardless of how many services you have that day. There is no co-payment with the NC variants of Milenium and Premium. Sanitas Dental charges a co-payment per included service.
  • Use from day one: There are no waiting periods on Sanitas dental plans, and pre-existing conditions are covered under the standard policy terms. Show your Sanitas card at the clinic and the cover applies immediately.
  • Annual contract, automatic renewal: All plans run on a 12-month minimum contract and renew annually unless you give notice of cancellation (at least one month before the policy renewal date).

New to dental cover? Read our guide on whether dental insurance is worth it in Spain – what treatment costs and how the cover pays off.

Frequently asked questions

Are children really included free on Sanitas dental plans?

Yes. Children under 6 included on a parent’s policy pay no dental premium and are entitled to all the cover in the contract. The premium starts on their sixth birthday at the rate then in force. This is set out in the Sanitas dental General Conditions.

Are there waiting periods or pre-existing condition exclusions?

No. There are no waiting periods on Sanitas dental plans, and pre-existing conditions are covered under the standard policy terms. You can use the cover from day one of the policy.

What is the difference between with and without co-payment?

On a no co-payment (NC) plan you pay a fixed monthly premium for the included services. On a co-payment (WC) plan the monthly premium is lower and you pay €3 per day of visit, regardless of how many services you have that day. The included services and discount are identical between the two variants of the same plan.

Can I use any dentist or only the Milenium clinics?

You can use any clinic within the Sanitas network, except if you contract either of the Sanitas Dental Milenium plans, which are restricted to the 210+ Milenium dental clinics.

Are implants and orthodontics included?

The implant study is included on every plan, as is the radiology study for orthodontics and the post-orthodontic maintenance for treatments under Milenium guarantee. The implant placement and the orthodontic treatment itself are paid services: you pay set, pre-agreed prices direct to the dentist with the Sanitas dental discount already applied. Sanitas Dental Premium gives you up to 2 free fillings or reconstructions a year on top.

Is dental cover included with my Sanitas health plan?

If you have contracted one of the Sanitas Mas Salud plans, the student plan, the Residents Visa plan or the Sanitas Professional (no co-payment) plan, Sanitas Dental 21 is included at no extra charge. More than 40 services are included plus a 21% discount on every other dental treatment in the Sanitas network. Sanitas Dental is included free with Sanitas Mas 90, Mas 90 Plus and Premium 500. You can add Sanitas Dental, Milenium or Premium to most other Sanitas health plans if you require a higher level of cover.

Is there an age limit to take a Sanitas dental plan out?

No. There is no upper age limit on contracting any Sanitas dental plan. Once you are insured the plan renews annually on the standard terms.

How long am I tied in? Can I cancel?

Sanitas dental plans run on an annual contract with a 12-month minimum. After the first year the policy renews automatically each year unless you give notice (at least one month before the renewal date).

How much will treatment cost outside the included list?

Sanitas publishes a 2026 rate card per plan listing every service that is not included, with a fixed price. You pay that price directly to the dentist with a Sanitas dental discount of up to 40% already applied. We can send you the full rate card for any plan so you can see the exact price before you contract. You can also download the 2026 services and tariffs for Sanitas Dental, Sanitas Dental Milenium, Sanitas Dental Premium and Sanitas Dental 21.

How do I sign up and how long does it take?

You can sign up online or by phone. Once your application is approved and direct debit set up, the cover is active from the start date you choose. There is no waiting period, so you can book treatment from day one.

How many services are included on each Sanitas dental plan?

Sanitas Dental 21 includes more than 40 services, Sanitas Dental Milenium 30 or more, Sanitas Dental 50 or more and Sanitas Dental Premium 58. Every plan's included list covers consultations, cleanings, x-rays and basic dental work at no extra charge. Sanitas Dental Premium also gives up to 2 fillings or reconstructions a year at no charge.

Which Sanitas health plans include Sanitas Dental free?

Sanitas Dental is included free with Sanitas Mas 90, Sanitas Mas 90 Plus and Sanitas Premium 500, and can be added as a supplement on other plans. Sanitas Dental carries a co-payment, includes 50 or more services and gives up to 40% off everything outside the included list.

Is dental care free in Spain?

Mostly no. Dental care in Spain is almost entirely private. The public health system (Seguridad Social) covers little more than emergencies, extractions and basic care for children. Check-ups, cleanings, fillings, crowns and orthodontics are paid for privately. A Sanitas dental plan includes the routine visits and sets a fixed, pre-agreed price for everything else, with no waiting period.

What does dental insurance in Spain usually cover?

Sanitas dental plans cover a set list of 30 to 58 everyday treatments at no extra charge: consultations, cleanings, x-rays and basic dental work. Everything else, from fillings and crowns to implants and orthodontics, is charged at a set Sanitas network price with a discount of up to 40% already applied (21% on Sanitas Dental 21). Sanitas Dental Premium also includes up to 2 fillings or reconstructions a year at no charge. Emergency video consultations are available at weekends on Sanitas Dental, Milenium and Premium.

What is not covered by Sanitas dental insurance?

Treatment outside the included list is not free. Fillings, crowns, implants, whitening, veneers, orthodontics and dentures are paid at set, pre-agreed Sanitas network prices, with the plan's discount already applied. Sanitas Dental Premium is the exception for fillings: up to 2 a year at no charge. Treatment outside the Sanitas dental network is not covered or reimbursed, and the two Sanitas Dental Milenium plans can only be used at Milenium clinics. There are no exclusions for pre-existing dental conditions and no waiting periods.

How expensive is dental care in Spain without insurance?

Dental care in Spain is almost entirely private, so without cover you pay the dentist's own price for every check-up, cleaning, filling, crown or implant. With a Sanitas dental plan the routine visits are included and everything else is charged at a set, pre-agreed network price with up to 40% off. Our guide to whether dental insurance is worth it in Spain lists typical private prices for each treatment and shows how the cover pays off.

How much does Sanitas dental insurance cost?

Sanitas dental insurance costs from €12,20 a month per insured person in 2026, for Sanitas Dental Milenium with co-payment. Sanitas Dental Milenium without co-payment is from €14,25, Sanitas Dental Premium with co-payment from €19,90, Sanitas Dental from €19,95 and Sanitas Dental Premium without co-payment from €22,90. Children under 6 on a parent's policy pay no premium, and Sanitas Dental 21 is free with certain Sanitas health plans.

Can I arrange Sanitas dental insurance in English?

Yes. HealthPlan Spain is an authorised Sanitas agent (agent code 22395) in Marbella that arranges Sanitas dental insurance in English, at the same price as buying direct from Sanitas. Sean Guy is a registered insurance mediator with the Dirección General de Seguros y Fondos de Pensiones (DGSFP), code C0320X5769518Z. The office answers by phone or email Monday to Friday, 8am to 6pm, and Saturday, 9am to 2pm.

Ready to choose your dental plan?

Get a personalised quote, ask us a question, or book a callback. We are an authorised Sanitas agent and we will not push you into the wrong plan.

Sean Guy, Sanitas agent 22395, regulated by the Direccion General de Seguros y Fondos de Pensiones (DGSFP), registration C0320X5769518Z. English-speaking office at Calle Valentuñana 2, 29601 Marbella. Open Monday to Friday, 8am to 6pm, and Saturday, 9am to 2pm, by phone or email.

Premium tariff valid 01/01/2026 to 31/12/2026 with a 0,15% Consorcio de Compensacion de Seguros surcharge added. Prices are net premiums per insured.

Why people choose Sanitas dental insurance in Spain

Sanitas is one of the largest private health insurers in Spain, owned by Bupa and trusted by more than 3 million members. Sanitas Dental runs the largest private dental network in the country, with 210+ Milenium dental clinics and a wider partner network of over 2,000 professionals. Treatment runs at set, pre-agreed prices, and cover starts on the policy start date. All policies start on the 1st of each month.

Compare every Sanitas dental plan above, get a personalised quote, and join online in minutes.