The Sanitas Mas 90 Plus is a comprehensive all round policy covering you in Spain and worldwide with co-payments. You can use Sanitas doctors / hospitals / specialists with 100% cover, or alternatively, you have the choice of any other medical provider outside of the Sanitas network in Spain or worldwide. When you need to use services outside of our network or worldwide we reimburse you 70% of the overall cost for the treatment you have received.
This policy also comes with Sanitas Dental at no extra cost.
The Sanitas Mas 90 Plus is also suitable if you are planning on transferring your existing cover from either BUPA U.K. or BUPA Global. For more advice on BUPA transfers please click here
Please note: the Sanitas Mas 90 plus is NOT suitable for residency / N.I.E. or visa applications.
No. This is because it has co-payments (excesses) - the authorities will only accept policies without co-payments for residency and / or visa applications.
A network policy requires you to use doctors, hospitals and specialists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased.
With a reimbursement policy you can go to doctors or hospitals outside of the network, both in Spain and abroad and claim back the cost. The Mas 90 Plus comes bundled with a reimbursement module giving the insured up to €90,000 worldwide reimbursement cover.
Co-payments are like excesses and they are charged for each service you use. The Sanitas Mas 90 Plus plan comes with co-payments. Co-payments are collected every month from your account if services have been used.
The only differences are that on this plan (Sanitas Mas 90 Plus) there are co-payments (excesses). (Please refer to the previous Q+A above to view the co-payment allocations).
Pre-existing conditions relate to medical history prior to the date of you contracting the Sanitas Mas 90 Plus. If you have declared any pre-existing conditions on your application for the Sanitas Mas 90 Plus then one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
Yes. The Sanitas Mas 90 Plus plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.
The maximum contractual age is 64 years. Once the contract is in place, there is no upper age limit for the policy to remain in force.
There are 50 services included with Sanitas Dental and discounts of up to 40% for all remaining services. If you use discounted services, we will also reimburse you up to 200 euros (per year) for the treatments you need.
If you want to join then you will need you to complete our online application form. If you have already requested a quote then these details will already be autofilled on your application form.
After you have completed our online application form (and you have sent back requested signed copies to us) you will receive a call from one of our Sanitas doctors who will assess any medical history. After the assessment is complete it is then down to you to accept the policy on those terms. If there is no medical history involved then we will call you to accept the policy instead.
Premiums valid during the first year for all new members with effective date from 01/04/2019 and 01/03/2020 All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 64 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
Receive our BLUA video consultation option FREE for 1 year - (Normal price - €20 per person per month).
(1) Promotion only applicable to new individual or family insurance policies purchased with a policy start date between 01/10/2019 and 01/02/2020. This offer applies exclusively to new members who have not been insured by Sanitas in the last 6 months. After the first year the BLUA extra option will expire, unless the policyholder requests its renewal and agrees to pay the corresponding premium. This promotion is not applicable to collective policies.