The Sanitas Mas 90 is an all inclusive health insurance policy covering you in Spain and worldwide with no co-payments (excesses). You´ll have free access to our Sanitas network + any medical provider of your choice outside of our network in Spain or worldwide. When you use services outside of the network or worldwide we will reimburse you 70% of the costs.
This policy is competitively priced because it also comes packed with our flagship dental plan "Sanitas Dental" at no additional cost.
Our Sanitas Mas 90 is also a good choice if you are thinking of transferring your cover from BUPA. For more information on BUPA transfers please click here
The Sanitas Mas 90 plan is suitable for residency / N.I.E. or visa applications, however, if you need a "Spain only" policy for these purposes please try our Sanitas Mas Salud plan.
A network policy requires you to use doctors, hospitals and dentists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased this policy.
With a reimbursement policy you can go to doctors or hospitals outside of the network, both in Spain and abroad and claim back the cost. Sanitas Mas 90 comes bundled with a reimbursement module giving the insured up to €90,000 worldwide reimbursement cover.
Co-payments are like excesses and they are charged for each service you use. The Sanitas Mas 90 has NO co-payments.
Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Sanitas Mas 90. If you have declared any pre-existing conditions on your application for the Sanitas Mas 90 one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
Yes. The Sanitas Mas 90 plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.
The maximum contractual age is 64 years. Once the contract is in place, there is no upper age limit for the policy to remain in force.
There are 50 services included with Sanitas Dental and discounts of up to 40% for all remaining services. If you use discounted services, we will also reimburse you up to €200 euros (per year) for the treatments you need.
Nothing for now, however, we will need you to complete the application form.
Premiums valid during the first year for all new members with effective date from 01/04/2019 and 01/03/2020 All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 64 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
Receive our BLUA video consultation option FREE for 1 year - (Normal price - €20 per person per month).
(1) Promotion only applicable to new individual or family insurance policies purchased with a policy start date between 01/10/2019 and 01/02/2020. This offer applies exclusively to new members who have not been insured by Sanitas in the last 6 months. After the first year the BLUA extra option will expire, unless the policyholder requests its renewal and agrees to pay the corresponding premium. This promotion is not applicable to collective policies.