Specifically designed for expatriates living 50/50 between Spain and another European country, the HealthPlan Complete is a comprehensive all round policy with no co-payments giving you the reassurance of seamless health insurance all year round.
The HealthPlan Complete includes full cover within the Sanitas network of doctors and hospitals and you pay nothing towards the costs. It then gives you 500,000 to spend outside the network in Spain and in your second European country, for which it becomes a 90% reimbursement policy*.
There is no time limit on the duration spent in either country insured.
This policy also includes 10,000 worldwide travel assistance via Europ Assistance.
The HealthPlan Complete is also suitable if you are thinking of transferring your cover from BUPA U.K. or BUPA Global. For more information on BUPA transfers please click here
Please note: the HealthPlan Complete is suitable for residency / N.I.E. or visa applications.
Yes. The HealthPlan Complete will cover you in another European country of your choice on a 90% reimbursement basis. If your second country of choice is the United Kingdom and you use BUPA then the reimbursement level goes up to 100%.
No. There are no co-payments with the HealthPlan Complete.
Pre-existing conditions relate to previous pathologies prior to the date of you contracting the HealthPlan Complete. If you have declared any pre-existing conditions on your application for the HealthPlan Complete one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
Yes. The HealthPlan Complete will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.
There is a contractual age limit of 74 years of age. After the age of 75 a one-off joining fee will initially be made when purchasing the HealthPlan Complete. There is no upper age limit for cover once contracted. There is no contractual age limit or joining fee if you are tranferring from BUPA U.K. or BUPA Global.
Within the HealthPlan Complete there are a few dental services including: cleaning once a year, consultations, X- rays and extractions. If you need more comprehensive dental cover then please see our range of dental plans here
Nothing for now, however, we will need you to complete the application form.
Premiums valid during the first year for all new members with effective date from 01/04/2018 and 01/03/2019 All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 75 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
Receive 50% of our new BLUA video consultation option (Normal price - €20 per person per month) - This promotion runs until 01/01/2019 and applies to those purchasing the BLUA extra option individually or for the whole family. If all insured persons on the underlying health insurance policy purchase this extra option then the pricing is discounted further for a fixed cost of €20 per month (all inclusive).