Cover in Spain + 90% worldwide from €0,00 / Month
The Sanitas Mundi 1 million is a mixed policy designed for those that need the best cover in Spain plus the ability to choose where to receive treatment abroad.
This plan covers you 100% when using the Sanitas network of doctors and hospitals in Spain. If you wish to use doctors and hospitals outside of the network in Spain and worldwide, then you can use the reimbursement part of the policy. You may use any doctor or hospital of your choice, pay the invoice, submit your claim online and receive 90% (inpatient) and 80% (outpatient) of the costs back. The cover provided for this purpose is €1,000,000 per person, per year.
The Sanitas Mundi 1 million is also suitable if you are thinking of transferring your cover from BUPA U.K. or BUPA Global. For more information on BUPA transfers please click here
Please note: the Sanitas Mundi 1 Million is suitable for residency / N.I.E. or visa applications. However, if you need a "Spain only" policy for these purposes please see the Mas Salud without co-payments plan You can also add tiered international options (if required) to the Mas Salud plan at a much reduced rate.
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here
Yes. The Mundi 1 Million plan will cover you worldwide on a 90% reimbursement basis for inpatient and 80% for outpatient services.
A network policy requires you to use doctors, hospitals and dentists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased this policy.
With a reimbursement policy you can go to doctors or hospitals outside of the network, both in Spain and abroad and claim back the cost. The Sanitas Mundi 1 Million comes bundled with a reimbursement module giving the insured up to €1,000,000 worldwide reimbursement cover (90% inpatient and 80% outpatient).
No. There are no co-payments with the Sanitas Mundi 1 Million plan.
Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Sanitas Mundi 1 Million plan. If you declare any medical history / medication on your application form one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
The qualification periods for the Sanitas Mundi 1 Million Plan are detailed below.
Yes. The Sanitas Mundi 1 Million plan covers antenatal care and childbirth (including caesarian sections) 100% within the Sanitas network. However, waiting periods apply. If you wish to undertake your antenatal care and childbirth outside of the Sanitas network then the 90% reimbursement module kicks in covering you up to €12,000 for these types of expenses.
You can contract the Sanitas Premium 500 plan up to the age of 64. There is no upper age limit for maintaining your cover, once contracted.
Within the Mundi 1 Million plan there are a few dental services including: cleaning once a year, consultations, X- rays and extractions. If you need more comprehensive dental cover then please see our range of dental plans here
No. however you can add pharmacy cover to your policy for an extra €4.00 per person per month.
Nothing for now, however, we will need you to complete the application form.
Premiums valid during the first year for all new members with effective date from 01/12/2021 to 30/11/2022. All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 75 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
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