The Sanitas Mas Salud Optima is specifically for those who are already resident in Spain. It provides you with 100% cover in Spain and access to all the facilities and specialists within the Sanitas network. It also comes bundled with dental cover giving you access to all of our Millenium dental centres plus all the regular centres within the Sanitas network. The Mas Salud Optima is the most economically priced of the three Mas Salud plan policies and comes with co-payments (excesses). As with the other Mas Salud plans, you may choose additional services as part of your cover.
Right now you can receive up to 14% off your insurance with us (families of 4 or more insured). Get an instant quote and take advantage now with our low premiums!
Please note: The Mas Salud Optima is NOT suitable for residency, NIE or visa applications.
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here
Yes. In an emergency you can use your travel assistance cover up to €10,000 per claim.
A network policy requires you to use doctors, hospitals and dentists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased this policy.
Co-payments are like excesses and they are charged for each service you use. Co-payments are collected every month from your account on file. The following illustration details the co-payments for the Sanitas Mas Salud Optima. The amount of the co-payment that you pay depends upon how many times you have already used services in the year - When the policy renews the services are reset back to zero services used.
In instances where you require a course of services these are charged at special rates with a one off payment. These include:
Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Sanitas Mas Salud Optima. If you have declared any pre-existing conditions on your application one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
Yes. The Sanitas Mas Salud Optima will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.
Initially you may contract this policy up to age 74. There is no upper age limit to remain covered, once the policy is in force.
No. However there is a surcharge if you are applying singularly for this policy. The current surcharge is 8% and will be included in the quote.
The Sanitas Mas Salud Optima comes bundled with Dental 21. For more details on this policy please click here
Yes. Please click the "extra options" tab to see international options available with this plan.
Nothing for now, however, we will need you to complete the application form.
Premiums valid during the first year for all new members with effective date from 01/12/2021 to 30/11/2022. All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 75 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
Lifetime discount of 10% (included in all real time prices) on all Sanitas Mas Salud plans for four or more insured persons. The discount will be maintained while the policy is in force & payments are up to date. To apply for this discount you cannot have been a previous member of Sanitas in the last 6 months.