Alternative medicine is fairly new to private healthcare insurance here, however Sanitas are now offering an option that you can add to your policy. This allows you to choose which professional you use and covers both homeopathic consultations and products and also acupuncture treatments and equipment. The cost is €6 per person, per month on top of your policy premium and gives you 50% reimbursement of your costs, up to a maximum of €400 per year.
An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year. The maximum that can be claimed under this option is 400€ per person per year.
Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. There is a qualification period of 6 months before you may make a claim under this option.
When making a claim under the Alternative Medicine option, you will be reimbursed 50% of the costs. Reimbursements are paid directly to the bank account of your choice.
Anyone under the age of 75. Once the cover is in place there is no upper age limit to remain insured with this option.
If you decide to purchase the alternative medicine option then you can choose which insured person takes it.
Yes. After we have received your signed application forms - You will receive a phoned medical assessment in which any declarations you have made in reference to any medical history where homeopathic remedies have been used will be assessed. This data will determine whether or not you are still able to purchase this option.
You can add any extra option to your overall quote when you complete our online application form.
No - this option will only cover you with Spain and its islands.
There is no limit on the number of times you use the services, however, the maximum amount that will be reimbursed is 50% of €400.
You can apply for reimbursement by logging into your MiSanitas online account. Enter the details requested, upload the receipt and medical report and then monitor the status.