Sanitas health insurance in Spain shouldn´t be complicated! We help you to choose the right plan, customise it with our extra options and apply online. All with a few clicks - No waiting around in offices and no medical required.
With our highly experienced team of native English speaking professionals, we will take care of you and your family for the life of your policy.
As a member you will have access to private medical assistance and support 24 hours a day, 365 days a year. Use your online account to locate your nearest services, book appointments, check your test results and much more.
Do you need health insurance for your visa, residency or NIE application? If so we have a range of plans to choose from, starting with our top selling product, the Mas Salud plan.
All of our policies come ready with Spanish language documents, which is the standard requirement for the authorities in Spain and consulates around the world. All documents are sent electronically to speed up the process.
View Plans
Our private medical insurnace offers direct access to some of the best doctors and hospitals in Spain, accompanied by premium levels of customer service. Designed for individuals who value expertise, freedom and quality. Whether you want to see a preferred doctor close to home or a specialist in another town, we aim to deliver an exceptional nationwide network of choice.
View Plans
Are you coming to study in Spain? If you are aged between 18-35 and have been accepted by a college or university in Spain, then we have a plan designed especially for you. This policy includes unlimited cover and has no co-payments. Repatriation to your country of origin is also included at no extra charge.
The Sanitas International Students plan is a comprehensive but economical plan, which also complies with visa and residency requirements.
View Plans
If you need insurance while traveling overseas, then we can offer you a selection of plans which have international cover included. Alternatively, you can choose a Spain-only policy and add one of our worldwide reimbursement extra options.
Our worldwide cover levels range from €50,000 up to €1,000,000.
When you need to claim, simply log into your online account and follow the instructions, or give us a call to tell us about your claim - we will call you back and take care of the rest.
View Plans
Are you currently a member of BUPA and are living in or moving to Spain? If so, then you will be able to transfer your cover to Sanitas or our HealthPlan range of policies without loss of benefits and with all services available to you from the date of your transfer.
Give us a call and ask us about these services.
View Plans
Our business health insurance can help you to attract and retain top talent and support your business continuity. Whether your key team members are too busy for appointments, are frequent travellers, or simply want to access quality medical expertise, you can offer them direct access to top doctors and hospitals, where they choose, both at home and around the world.
If your emloyees are in another country, we can help them with claims for treatment undertaken outside our network, which is one less thing for them to worry about.
View Plans
Meet BLUA. Our first plan that includes Digital video consultations via any smart device
Private health insurance allows you to have peace of mind that your healthcare needs will be taken care of in an efficient and timely manner and protects against unforeseen events.
But what are the advantages of having health insurance?
Extensive medical network: Access to a huge range of GPs and specialists throughout the network. As well as contracted providers, Sanitas owns many specialised centres and clinics.
Rapid care and diagnoses: In most cases you can go directly to a specialist without having to obtain a referral from a GP first. This saves on additional appointments and means that you receive your diagnosis and treatment as quickly as possible.
Free choice of doctor: within the extensive medical network, our policies allow you to choose the professional that you want to use.
Shorter waiting lists: Private clinics and hospitals have less pressure on their time and resources so waiting times to see doctors or specialists or to undergo diagnostic tests or surgery are minimal.
Flexible schedules: With private facilities you can choose appointments at a time that suits you and your lifestyle.
Second medical opinion: In the case of a serious illness you have the option to seek a second medical opinion with regard to your treatment.
Comfortable hospitalisation, for you and your family. You are provided with a single room when hospitalised and in many cases, arrangements can be made for a relative to stay with you.
Additional options: Tailor your policy to your personal requirements by choosing from our extensive range of extra cover options.
Dental Insurance: Many of our plans include dental cover or you can add dental cover to your policy if it is not included. This can save you up to 40% on dental treatments.
Alternative Medicine: Sanitas health insurance now offers the option to include alternative medicine treatments that are not offered in the public health system, such as acupuncture or homeopathy.
Tax advantages for companies: if health insurance is contracted for employees, these costs can be offset via your company´s corporate tax return.
The following Sanitas health insurance plans are available, fill in the calculate quote form to find which plan is suited to you:
The following health plans are suitable for residency, visa and NIE applications or renewals:
* You must be under the age of 35 and accredited by a Spanish university or college to purchase this plan.
** You must be self-employed (Autonomo) and paying social security in Spain to purchase this plan.
We have the following health insurance plans available for businesses:
The cost of private medical insurance varies according to several factors:
Age: Generally, the greater the age of the insured, the higher the premium. Babies and toddlers may also have slightly higher premiums as they are more likely to need to use services than slightly older children.
Location: The location where you are based in Spain affects the premium charged.
The type of coverage: The price also depends on the type of cover that you choose: For example, a policy which only covers visits to doctors and diagnostic tests will have lower premiums than a policy which includes hospital treatment and surgery, since hospitalisation and surgical procedures are more complex and therefore higher in cost. Similarly, if you choose cover in Spain only, the premiums will be lower than if you include international cover.
Co-payments: Co-payments are the same as "excesses" which are charged each time you use a service. If you choose a policy with co-payments then your premiums will be slightly lower than a policy without co-payments (without excesses).
Reimbursement policies: Another aspect that affects premiums is if you decide to use any doctor or hospital of your choice rather than having to use the Sanitas network in Spain. In these circumstances you pay the cost of the services at the time of treatment and then claim back a fixed percentage of the cost from your insurer. This type of insurance has a higher premium than a network policy. The following plans include reimbursement cover:
Sanitas Mas 90 + Sanitas Mas 90 Plus (70% reimbursement outside the network + worldwide).
HealthPlan Complete (90-*100% reimbursement outside the network in Spain + 1 other European country).
Sanitas Premium 500 (90% reimbursement outside the network + worldwide).
Sanitas Mundi 1 Million (**80-90% reimbursement outside the network + worldwide).
*100% - if using the services of BUPA in the United Kingdom and its islands.
**80% outpatient / 90% inpatient.
All vital emergencies are covered immediately. This includes issues such as broken bones, not just life-threatening situations such as a heart attack for example. From day 1 of the policy you are also covered to see a general doctor or specialist for routine diagnostic tests and also for outpatient emergencies.
There are no qualification periods applicable to dental care or travel assistance. We do not offer policies without qualification periods unless you are transferring your cover from BUPA or another Spanish insurer. They apply to all other applications and are commonly used throughout Spain to prevent fraud from taking place with regard to pre-existing conditions. Unfortunately providing a doctor´s report would not alter this.
